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Find out if you qualify for a Debt Arrangement Scheme

Your information is safe with us, we will not share your information with any third parties.
Your information is safe with us, we will not share your information with any third parties.

Freedom from debt with a Scottish DAS

The Debt Arrangement Scheme or 'DAS' as it is commonly known is a government introduced debt repayment scheme for Scotland. Any Scottish resident is able to enter into a DAS if they are struggling to repay their debts and would like to reduce their monthly payments.

Upon entering the DAS all interest and charges will be frozen and creditors will no longer be able to add these fees on top of what is currently owed meaning, what you owe right now is what you will pay and no more.

The Scheme will allow you to pay back an affordable monthly amount which will be determined when you speak to one of our money advisors after going through an income and expenditure with you.

There is no need to worry about how your home or car will be affected with the DAS as one of the main reasons for this programme being introduced, was to ensure that you are able to keep your home and have your car available for travel without your creditors being able to bring these into a court order action.

There are other debt solutions available to Scottish residents and which one is best for you is dependent on your individual circumstances.


How DAS Works